"Most lenders allow borrowers to secure a rate up to six months in advance, so locking something in early can provide valuable protection, with the option to reassess as the end of a fixed term approaches," she said.
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With the domestic economy in the doldrums, China has maintained growth by exporting. Its trade surplus surged to a record of nearly $1.2 trillion last year, though exports to the U.S. fell after President Donald Trump sharply raised tariffs. But the growth in exports to other countries has met pushback from governments worried about their own industries and workers.
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